Personal DAO

Personal DAOs are turnkey DAOs in which every component of the DAO (UI, API, Database and AI model) is coded within smart contracts that rest under the sole custodies of the respective communities that operate them. Personal DAOs operate as self-sustaining financial institutions and Decentralized AI agents that allow communities to conduct collaborative allocation of resources without the need for any intermediaries at any level of the technical stack. Personal DAOs are built to serve the role of a readymade lending institution and revenue source for communities, families, and organizations of all nations, but especially developing nations that have been unable to cultivate effective lending institutions due to a combination of political instability, corruption, unreliable judicial systems, underdeveloped infrastructure, unsecured property rights and sheer incompetence from their governments. Property rights to profits, debts, and assets within a Personal DAO are upheld by the Personal DAO protocol itself which is secured by the Internet Computer Protocol. In addition to functioning as a lending institution, Personal DAOs allow communities to allocate resources in a collaborative fashion by allowing them to grow and govern a treasury that may fund community initiatives to increase productive output. Contributions to productive output may come in the form of business ventures, educational campaigns, local infrastructure development projects, and any other objectives that a community might agree on.